• Lowest Cost Arizona Bankruptcy Attorneys
  • ZERO Down ($0) Bankruptcy Financing Options
  • Trusted & Experienced Attorneys

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    Fastest Bankruptcies Allowable By Law
    Our experienced bankruptcy attorneys in Phoenix, Glendale, Mesa, Avondale, and Tucson bankruptcy lawyers provide our clients, both large and small, with the highest quality representation.


    Our affordable bankruptcy lawyers understand that clients deserve more attention and hands on time from their bankruptcy attorney. Many large bankruptcy firms are unable to dedicate their time due to high volume. Thus, at My Arizona Lawyers, our clients are given ample time and opportunity to address all questions and concerns they have with their bankruptcy practitioner. Plus, we offer Free (1) one hour consultations. Additionally, we will not hurry you out the door! Our AZ bankruptcy attorneys offer flat fees for bankruptcy, we don’t ‘nickel and dime’ you.


    We understand that people needing to file bankruptcy usually don’t have a lot of money to pay up front. We structure the fees that we charge for bankruptcy making it easy for you to file for either chapter 7 or chapter 13 bankruptcy protection with little money down in attorney fees. Additionally, if you cannot afford to pay your bankruptcy filing fee, we file a motion with the Bankruptcy Court (at no charge to you) allowing you to make installment payments for your filing fee.

    Chapter 7 Bankruptcy

    One of the biggest benefits of filing a chapter 7 bankruptcy in Arizona is that you are allowed to keep your personal property. Chapter 7 bankruptcy also stops creditors from harassing you.

    Chapter 13 Bankruptcy

    If you are struggling to keep up with your monthly payments but have regular income, Chapter 13 bankruptcy may be the ideal option for you.

    Wage Garnishment

    If you have been served with a wage garnishment order, our bankruptcy lawyers can help you file a bankruptcy petition to stop the wage garnishment and terminate most lawsuits.

    Stop Repossession

    Bankruptcy chapter 13 and chapter 7 offer protection under the automatic stay to stop the repossession process. Our Arizona bankruptcy firm will fight for your rights and give you the best option to stop a vehicle.

    Life After Bankruptcy

    We’ll guide you through every step of the bankruptcy process and help you rebuild your credit rating. If you are considering filing for bankruptcy, our bankruptcy lawyers can provide you with a free consultation to discuss your options.

    Bankruptcy Means Test

    To determine if you are eligible to file for chapter 7 bankruptcy, you will need to take the bankruptcy means test.

    $0 Down Bankruptcy

    Our Bankruptcy Firm offers a $0 down bankruptcy program. This means our firm can file most bankruptcy petitions in Arizona with no-out-of-pocket expense for you. Contact our AZ bankruptcy lawyers today!

    We Offer The Lowest Cost Arizona Bankruptcy


    1731 West Baseline Rd.
    Suite #101
    Mesa, AZ 85202

    (480) 448-9800

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    343 West Roosevelt,
    Suite #100
    Phoenix, AZ 85003.

    (602) 609-7000

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    20325 N 51st Avenue
    Suite #134 Building 5
    Glendale, AZ 85308

    (602) 509-0955

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    2 East Congress St.,
    Suite #900-6A
    Tucson, AZ 85701

    (520) 441-1450

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    12725 W. Indian School Rd. Suite E, #101
    Avondale, AZ 85392

    (623) 399-4222

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    Chapter 7 Bankruptcy

    Most Filed Bankruptcy

    The most popular type of bankruptcy is chapter 7 bankruptcy. More people in Arizona file for chapter 7 bankruptcy than the rest of the bankruptcy options combined. Arizona is not different from the rest of the United States. The single most common type of bankruptcy filed in the United States and in Arizona is chapter 7 bankruptcy.

    Chapter 7 Bankruptcy allows people to discharge many unsecured, non-priority charges. Therefore, you will be assigned a bankruptcy trustee who will oversee your case. They will make sure that your petition is accurate.

    A Chapter 7 Bankruptcy typically lasts 4-6 months. During that time, you will be protected from repossession and garnishment due to the Automatic Stay of Protection. The Stay goes into effect once your petition is filed. It lasts until your case is discharged or dismissed.

    Schedule A Free Consultation

    Chapter 13 Bankruptcy

    Chapter 13 Bankruptcy May be a Good Option If You’re Trying to Save Your Home

    Filing Chapter 13 bankruptcy in Arizona lets you pay off a mortgage “arrearage” (late, unpaid payments) over time.

    Many Arizona homeowners use chapter 13 to keep their home. Any current proceedings are halted once a chapter 13 bankruptcy is filed. You are then given a period of time to pay back a portion of what you owe and get caught up on your mortgage.

    Contact our Henderson bankruptcy lawyer and his team today. Find out if chapter 13 bankruptcy in Arizona is the remedy that best suits your needs. Affordable chapter 13 bankruptcy attorney in Henderson, Arizona to assist your needs.

    Our 3-Step Process

    1 File For Bankruptcy
    2 Eliminate Stress
    3 Improve Your Credit Score

    If You Are Considering Filing Bankruptcy, You Are Not Alone!

    Legal Questions About Filing Bankruptcy


    Read why Arizona Bankruptcy Lawyers clients choose our law firm to provide legal representation for their cases.
    • Everyone I spoke with while filing for bankruptcy (Jacqueline, Madeline, Michelle & Nick) was so nice and helpful! It was my first time ever having to go through anything like this and they made it quite smooth and simple. They were very quick to respond with answering any and all of my questions, which I greatly appreciated! I found it to be easier than I’d imagined with all of the assistance I received! I was recommended to them by a family member and I will definitely recommend them to anyone that may need their help in the future!

      Marissa Burris

    • Beginning with my initial telephone call to My AZ Lawyers the Attorney assured me I was in good hands and would be taken care of. Throughout the Bankruptcy process, I had a team of Attorneys working together to resolve all my problems as soon as possible. The Bankruptcy petition was filed on 10/22 and discharged on 12/14. I, couldn’t ask for better service. I couldn’t ask for more competent attorneys. Thank you so much.

      Bill Beam

    • Was at a point in life I needed help with my finances. Being garnished and everything looking bad led me to consider Bankruptcy. Called and got a consultation right away. Jacqueline was very polite and knowledgable. Nick helped me get my documents together and was very helpful. Attorney Thompson was very polite and calmed my worries as she filed my case. Garnishment stopped and now I’m looking at better finances and no more stress. Highly recommend. They did everything on payments. Highly recommend.

      Jhon Anderson

    About Us


    My AZ Lawyers is a Statewide Law Firm with offices in Phoenix, Mesa, Tucson, and Glendale, Arizona. Our bankruptcy lawyers have assisted hundreds of people throughout Arizona get a fresh financial start. Our attorneys focus only on one practice area. What does this mean for you? This means that each of our lawyers are very proficient and experienced in their practice area. With the resources of our entire legal staff to represent you, you can feel confident all of your needs will be met. We will be with you every step of the way while you file for chapter 7 or chapter 13 bankruptcy protection.


    Call or e-mail us to set up a FREE, no-hassle, no obligation, consultation with one of our experienced lawyers. Our FREE consultations can be in person in one of our Arizona offices or can be over the phone!

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